If you want to take a loan, then let me tell you that ICICI Bank provides you with the Personal Loan very easily, and if you want to know how to take a loan from ICICI Bank, then read this article carefully.
In this article, we will be discussing several aspects of ICICI Bank relating to the procedures for availing personal loans from ICICI Bank, the interest rate, the documents required to be furnished, eligibility criteria, tenure, etc. ICICI Bank is a well-known and reputed institution in India among financial institutions authorized to sanction a personal loan, which falls in the range of ₹ 25000 to ₹ 2500000.
Eligibility Criteria to avail loan from ICICI Bank
You must be thinking of taking loans from ICICI Bank, but before availing the facility of taking loans, there is some eligibility criteria based on which:
The credit score of the loan holder should be good.
The minimum age of the person taking the loan should be 23 years and maximum 58 years.
The minimum monthly income of the person borrowing the amount should be ₹ 30000.
The bank also checks the credit history of the person taking the loan; if the credit history is good, then only the loan can be obtained.
All important documents, such as Aadhar card, PAN card, etc., must be available.
ICICI Bank Personal Loan Apply Online
You will get personal loan from ICICI Bank immediately
Let’s now see Step by Step how to take a loan from ICICI Bank.
- First, reach the official site of ICICI Bank.
- After coming to the loan section, select personal loan.
- There, you will find the option saying Apply Now; click on it.
- After clicking on Apply Now, the form will open; you have to fill in your personal information in it.
- After that, if your eligibility is approved, then the application form is sent forward.
- If everything is okay, then the bank employee does your KYC, and they call you with a call for KYC from their side.
- Alongside the execution of KYC, if the bank feels that you are a relatively good person to take the loan, then your loan is soon approved.
ICICI Bank Personal Loan Apply Offline
You can also apply for a loan offline from ICICI Bank. The process for the same is thereby mentioned below.
First, you will have to visit the nearest ICICI Bank-branch.
- For that, after visiting the loan department present there, an employee present there would be letting you know about the information related to a loan.
- After having been well-informed about the information, a personal loan form is provided in which you have to fill in all your details accordingly.
- After filling in the information, that form has to be attached with all the required documents.
- Further, the form is submitted to the bank, and the bank checks everything. If all the information is found correct, then your loan gets sanctioned soon.
Where you are told in a very simple way how to take loan online and offline, if you have any problem then please tell us by commenting
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